Sterling, Cara R.

Fifteen years in employee benefits law. Advises self-funded plan sponsors on federal and state law compliance. Seeks cost-effective and creative solutions to balance trust fund viability alongside plan sponsors’ goals for their participants and beneficiaries.

Cara Sterling counsels her clients at the intersection of benefit plan design and a myriad of incongruent and overlapping regulations. She solves complex client issues armed with a multidisciplinary expertise in applicable state and federal laws, including ERISA, the Internal Revenue Code, the Affordable Care Act, the Mental Health Parity and Addiction Equity Act and HIPAA, to name a few. Cara protects her clients by assessing and proactively addressing fiduciary obligations for plan sponsors. She has unparalleled expertise in negotiating specialized service provider agreements and network healthcare provider contracts on behalf of her clients and their purchasing coalitions. Cara also helps her clients by simplifying elaborate concepts, allowing them to better comprehend the legal issues at hand to make informed business decisions.

A Denver native, Cara has deep ties to her local community. She has served on several local nonprofit boards and has also incorporated and obtained federal tax-exempt recognition for numerous Colorado-based charities. She currently serves on the advisory board for Project Greer Street, a mentoring organization for East High School students and one of her first Colorado-based nonprofit clients.

Representative Matters
  • Successful defense of health plan from participant claim for benefits. Glasco v. Employee Benefit Management Services, No. A15-719199-C (Nev.Dist.Ct. Aug. 31, 2016).

  • Successful defense of health plan from participant claim for benefits. Glasco v. Employee Benefit Management Services, No. A15-719199-C (Nev.Dist.Ct. Aug. 31, 2016).

News & Events
Community

Former Board Member, The Art Garage

Former Inclusiveness Committee Member, Denver Kids, Inc.

Co-Founder, Young Professional Council

Publications & Presentations
Education
  • J.D., 2005, Columbia University Law School
  • B.A., 2000, magna cum laude, University of Oklahoma
Admissions
  • Colorado
  • Nevada
  • New York
Recognition
Submissions Editor, Columbia Journal of Environmental Law
Membership
Colorado Women's Bar Association
attorney-28101
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